Paypal ??

[James RS]

Yes the debit card is linked to your paypal account. Info here https://www.paypal.com/us/webapps/mpp/debit-card

How would I use the debit here? Do I need to have it physically in hand?

[bergerud]

Paypal has to get the money from somewhere if there is no money in your paypal account. Once you have it setup, you just use Paypal and Paypal automatically takes your money from either a credit card or a bank account (the debit).

[Ropdoc]

I sell on Ebay and consult and get paid thru Paypal. I just was not aware of the debt card.

[Smoken D]

I'm the few, will never use paypal. I opened an account with paypal a few years back, the next day I had charges for big purchases in Germany which I did not make. Even charges for money conversion. The credit union took care of the charges and of course had to get a new credit card. I don't make that many purchases over the internet and was no doubt something happen at paypal. Fool me once, won't fool me again if I can help it.

[fwharris]

How would I use the debit here? Do I need to have it physically in hand?

James,

Once approved through PayPal they will issue you a debt card that is linked to your PayPal account. It works just like and debt card in that you do have to have funds in your PayPal account. Yes it can be linked/tied to one of your current credit cards or bank accounts so that if you do not have enough funds in your PayPal account it will draw funds from them. I choose to NOT have any of the above linked to the card as a security measure. My card did get hacked once, no clue how, but after calling PayPal to report the fraudulent charge they stopped/canceled my card, issued a new one and reversed the charge.

I add fund if needed by purchasing one of the greendot cards, add what amount needed/wanted to the dot card and then through PayPal transfer the funds into my account. The greendot card costs $4.95 and only cash funds can be used to add the amount needed. No credit cards.